Education brings clarity.
Educated person can take more appropriate decisions in life. It brings communities together. Education is capable of problem solving. One step towards climate change actions is to educate people what can be done so that everyone can be the part of this mission. Impacting largely.
Stay healthy, stay happy, stay safe.
Ramneet Kaur
Here comes the exam time. All are stressed, the child who has to appear for exam and the entire family. Talking about only EXAM,EXAM AND EXAM. Here comes a phone call from a relative inviting to a birthday party, answer is, we can’t come my son has exam the next day. Another invitation for a wedding, again the same answer, sorry we can’t come our daughter has to appear for an important exam. Sometimes it feels like it’s not our child’s exam but parent’s exam also.
Children are so busy in studing day and night, what they only want from us as parents is to understand them and support them. With or without parent’s support child will have to appear in either situation but it affects their mental health. With the support of parents he/she will confidently appear in which ever exam he/she has to face. Be it any competition or anything. Child feel protected, he feels he can and will get good marks not because he has studied well but parents approch is always positive towards him.
Lucky are those parents who have studious child. You will never listen any complain from teachers about them, rather you will always being praised for how well you have raised your child. I am blessed and lucky to be a mother of one. Normally parents scold their children to study and don’t play whole day or watch T.V. whole day but with me the story is different. I have to tell my child to take a break in between your studies, watch T.V. , play for sometime, give rest to your mind, sleep for one hour and so on.
Thank you God for blessing me with a diamond(my son). Now here I have so much in my mind that it inspire me to write a blog. Children are so much in pressure from the society to perform in every field and be number 1 that they don’t have time for other activities, they don’t have time to socialize. Education system should be in such a way that not only does it cater to theoretical knowledge but also cater to child’s physical and mental growth in each stage of schooling. After school when a child enters college he should not be scared, he should be confident, he should talk about his dreams and passion with everyone.
Our country’s future are our children. The more we infuse good habits in them the more our country will flourish. Exams are most stressful time of the year, for students as well as for parents. There are 5 rules to follow, to be focused and stress-free at the time of exam for students.
1. Make a schedule, what you will complete in a day. Like, if you have to study science, note down day and date that on this particular day I will complete 2 chapters of science or 1 chapter of maths.
2. Make points- write down important points in your notebook and while revising the chapter just go through those magical points.
3. Take short breaks- After every 2 hour of studies take a 15 min break. Relax your mind. Get up from chair and walk for a while.
4. Early to bed, early to rise- wake up early in morning if you want to study more and sleep by 10 pm at night.
5. Start your day with a short prayer. It will calm your mind.
Five rules for parents at the time of exam.
1. Start your day with prayer, it will calm your mind and children will also pray when they see you praying.
2. Go to your child’s room and ask whether he needs anything after every 2 hours. It will make them feel loved and they may take a short break.
3. Keep the home’s atmosphere light. Be with your child, crack some joke or talk something funny so that he can forget all the worries and stress. It will make you also light.
4. Play some good music while your child takes a break.
5. Feed them well
All the best to all the students and parents who are appearing for any exam. May all your wishes be fulfilled.
Be happy and stay safe.
Ramneet Kaur
Saving is when you have 100 bucks and you keep aside 10 bucks. Be it in a piggy bank or somewhere in your locker. 10 bucks will remain 10 bucks it will not grow.
Whereas investment is when you have 100 bucks and you put 10 bucks from it in a bank FD, mutual funds, buy shares etc. The 10 bucks will grow from a period of time.
Today we have more smart investors than people who save money in piggy bank. But, it all starts with saving penny by penny in a piggy bank and this habit of saving money in early age leads to investing your saved money in different instruments of investment and let the money grow on its own pace.
Buying Gifts from saved money
Children who learn to save money in early age, know the value of money. They save their pocket money to buy certain highly priced products. It puts more efforts and value to that product which is bought by saving money. I have seen an advertisement on T.V. which shows a child saves money to buy a gift for his mother, on her birthday. How much feelings and values are connected with the gift.
You can buy anything on credit
For creating demand companies offer their products on credit. You can buy a high end mobile, refrigerator, car, bike on EMIs today. If this facility would have not provided what you will have done? Either you won’t have buy it or you would have buy after saving money for it. EMIs have made us stop saving money. How a person can save money if he has to pay EMIs?
Attractive offers and Discount
The discounts and offers attracts everyone. The savings can be done to purchase at the time of festival discounts and offers. Invested money on the other hand beat inflation and fulfill long-term goals.
Good credit score leads to Good amount of loans
Do your mobile rings and person offers you loans of different kind without any documentation? If yes, then your credit score might be very good. People who often pay back their loans on time, pay credit card bills on time fetch good credit score which benefits them in the form of further loan offers by the financial institutions. They create goodwill in the form of good credit score and attain trust of so many financial institutes that banks call them and offer loans.
Which is your best investment tool?
You would have come across many financial advisors who misguide you and sell inappropriate insurance policy, mutual fund, health insurance etc. They evaluate your long term need and goals, your short term requirements of money after that they suggest you where to invest your money. It’s good to know how much money is required to be invested today to fetch desired returns in future. But don’t trust these financial advisors blindly. You have different apps and websites also which will do the same for you. Policy Bazar is one of them, which will guide you and you can compare which policy is giving what benefits and which policy is cheaper.
Saving money is important but investing your money is more important as it makes your money grow. Happy saving, Happy investing.
Ramneet Kaur
World of happiness not only talk about feelings, thoughts, interesting life experience but also have a practical outlook towards life. To share things with readers which may affect their life and how all can react to a particular situation after getting the knowledge.
Today I was watching a vlog on, world recession and came to know that world economies are already in recession phase. The difference is that some economies of world are growing at low rate and others at high rate. Some countries are becoming more rich others poor. This is all due to COVID. We all have seen problem in demand and supply. Raw material needed to make a product is still being affected due to low supply which makes it more dearer. Some countries import is other countries export. There wasn’t smooth functioning anywhere in the world. International flights were not allowed, every sector in the economy were affected. Salary cuts, closed small businesses, inflation, everything is affecting growth of any economy of the world. Cash flow is not smooth.
COVID has made people think differently the way they used to think before outbreak of pandemic. People spend less on weddings and functions, travel and vacations. According to that vlog we as an investor must invest globally but I don’t think so. According to me if we stick to our own economy, in simple words, if we invest in our own respective countries will boost our respective economies growth The gain will be sustainable.
I am not against global investment. I am only saying that if a Switzerland citizen don’t see any scope in European markets then only he should switch to other economies for investment. The sectors which are most affected should be given relaxation from govt. Last two years have taught all of us that ‘simple living is sustainable’. Health and education is most important aspect of life.
How inflation has affected common man
Recently read an article in newspaper stating how inflation has affected small snacks vendor will make it easy to understand. A small snack vendor due to increase in prices of raw material increase price from INR 10/- to INR 20/- and loose so many customers. The things which he used to buy earlier cost him INR 700/- now cost him INR 1000/- but when he tranfer this increased cost to his customers, he loose many customers, as a result his sales decreased.
Same is the case with big companies, they can’t trasfer their increased cost of manufacturing to customers fearing loosing customers resulting less profits. Operating cost has also increased. The mindset of a customer is, if it’s expensive he will not buy it or buy less.
Remember, stick to the basics spend on basic needs, don’t overspend, save for future, invest in your health and education. The economies which provide free healthcare and education to their citizens are the happiest economies.
Ramneet Kaur
Today we will know more about the world of e-books and audio-books. The advantages and disadvantages of both of them. So, without wasting time, let’s begin to explore the wonderful world of e-books and audio-books. You must have heard about Kindle app, it’s the most popular app for e-books lovers. While learning more about the e-books app, I came to know about one very interesting app called Libby. Link: https://play.google.com/store/apps/details?id=com.overdrive.mobile.android.libby.
In this app you can borrow books from libraries in which you are a member. The condition to borrow a book is, you must have membership of any library. If you don’t have membership of any library, it will redirect to library near you and you can fill membership form there. Take membership and you are all set to use Libby. It’s rightly said ‘ you can’t pour from empty cup ‘ . While sharing valuable information, we also become knowledgeable ourselves.
Now, let’s talk about some advantages of e-books.
# You can purchase, download and start reading them within minutes, without going anywhere.
# No trees are cut to manufacture paper, hence, e-books save trees too.
# E-books takes less space, you don’t need space to keep books as in case of printed books.
# E-books are portable. You can carry e-books anywhere without worrying about the weight.
# Shareable Contents
# Purchasing 3 e-books per month for four years produces roughly 168 kilograms of CO2 throughout Kindle’s lifecycle, compared to the estimated 1,074 kilograms CO2 produced by the same number of printed books.
Audiobooks
Now let’s talk a little bit about audiobooks. There are many app available like Audible which provide access to audiobooks.
Is it better to read books or audiobooks?
While listening to an audiobook may help more with empathy and making the story come alive but reading is a better bet for retaining the information. An audiobook is more expensive than eBook version of same book.
Are print books dying?
No, Print books aren’t dying- they are evolving, offering more accessible ways for people to enjoy them.
We have seen how technology have taken over printed books. Still there are benefits to read a printed book. Let’s see what they are.
* You absorb more information.
* They make children better readers.
* They are easier on eyes.
* You are less likely to be distracted.
* They can help you sleep better.
* Having a library at home is linked to higher academic achievement.
* They amplify the joy of reading.
Hope you are informed wisely about the future of books and will take a better decision while choosing between printed books, e-books and audiobooks.
HAPPY READING
Ramneet Kaur
Books are always close to our heart. I am not talking about academic books which we read or have to read to attain an educational qualification. It is mandatory for us to learn from them. I am talking about the books which we choose to read. Be it fiction, non-fiction, inspirational, self- motivational, novels. We have our favourite author which influence us the most. The more we read their creation the more we inclined towards them.
Today I will throw some light on one of my favourite author RUJUTA DIWEKAR. She is nutritionist by profession and also write books. The way she express and explain certain things not only inspire me but also makes me laugh most of the time. She writes on healthy lifestyle and how we can attain it without much of hassle.
Books makes me happy when ever I see one. It makes me curious to know, what is in store it. I remember the time when we were kids, we used to buy old books from books market in Old Delhi, INDIA. We keep on searching for good books in huge collection at very economical prices. Good books was one reason for happiness and at economical prices was another. Then we come home with excitement of what we have bought today. In free time I use to read those books. Now we have libraries with so many books, libraries were present earlier also but in limited number. You have to take membership of the library and you are eligible to enter the library, pick a book, read and go.
Reading books makes you more calm. When you read a book, you take time to understand what is being written. Every word, punctuation, everything is being read with concentration. Without making noise or disturbing others around you. You have also seen, that silence is maintained in libraries too. Books takes us to a different world, where we forget our own problems, stress, and spend some quality time with ourselves. It’s rightly said ‘ BOOKS ARE OUR TRUE FRIEND‘.
When my son was a kid I introduce him whole world of educative books. It was collection of I think 50 above books and two activity packs plus 20 talking books. This whole package was from GROLIER and it cost INR 50k. It’s good to cultivate reading habit, along with it we can save trees by reading old books, e-books, if you have collection of so many books you can start a small library in your area. You can donate to less privileged children, you can give it to a library to increase their collection. By doing so you will definately contribute not only towards educating the society but also saving precious trees. Always remember, ‘It’s good to plant a tree but more impactful to save a tree’.
I know I am catering to the right people, who already loves reading. This is the right platform to say things, to like-minded audience.
WISH YOU HAPPY MARCH
Ramneet Kaur
Learning is a never ending process. We keep on learning in day to day life. It’s not degrees that tell us how qualified we are. After getting many degrees we still learn from our personal experiences.
Learning new skill is beneficial for our self growth. It makes us occupied with thought process in right direction. It makes us more creative. There are many benefits of learning new skill.
* It can boost your happiness. When we learn a new skill, it increases our level of happiness as we get excited and curious to learn new things.
* It helps beat boredom. Doing repetitive work all day long and daily makes us bore. What we do to kill boredom is turn on the TV. But learning new skill has edge over it.
* It boost confidence. Learning new skill makes us more confident as we gain knowledge about particular field and by being confident about it we fight against fear and anxiety.
* It keeps you healthy. Learning is great for our brain at every age. It makes the brain to think in right direction, makes brain to think positively
* It makes us explore new opportunities. By learning new skill we become aware of opportunities related to that skill which can make us self reliant.
* It gives us reason to smile. It not only make us independent but also respectable. It makes us know our hidden talent and potential.
Now you may know many benefits of learning new skill. Never stop learning. We should keep on learning new skill and explore new opportunities for ourselves. The benefits are immense but it will only help if we first come to know what to learn and how to learn according to your own potential.
Happy Learning!
Ramneet Kaur
World of Happiness 
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