Travelling is one thing I enjoy the most. Visited many countries till now. Eager to visit many more. When you travel different countries you come to know about people’s lifestyle, their food, culture and much more. You can think openly. The moment you make a plan to visit certain place, you find how to reach there, the mode to travel, the accomodation to book, make a list of places to visit, what type of cloths you will carry and much more.
At some places you have language problem, so a translator or guide accompany you and tell you the history about it and more. When you travel domestic places you need not to worry much. Because you are fimilar with weather conditions, lifestyle. But when you visit abroad, you have to do your homework and act accordingly.
Travelling becomes fun when you are with group of people. We travelled abroad mostly with family groups and enjoyed a lot. The best part about family group is that not only you enjoy their company,you feel safe if some emergency occurs, the journey becomes more interesting and memories are made.
You feel fresh and enthusiastic whenever you travel to a new place. We always buy a souvenir wherever we go. Things have become much easier now as we are provided with packages to travel abroad by travel companies with itenary of our choice in our budget. Though due to covid not all countries are open to travel. Each and every country have their own covid norms and conditions to fulfill.
Travelling is exploring . And I love to explore the world.
We all are on social media, be it Facebook, Instagram, WhatsApp or Twitter. We daily come across various messages or videos on whatsapp or on Facebook of different influencers. We listen to them very carefully and relate with them. The moment we like their words, we start forwarding their messages. This is how they became popular. Do you really need an influencer to motivate you? If your answer is yes, then you might lack motivation to do what you are doing. You might be doing things but not enjoying them fully.
You should never compare your lives with others. This is the most important reason for your unhappiness. If you are satisfied with what you have and appreciate every moment you live and be grateful to God each day, you will never feel unhappy. The strength which we need daily to be happy and positive will only come if we meditate in morning .
These influencers are normal people like us. We don’t really need them. You will feel motivated when you communicate daily with God. Doing good for others will make you happy. Bringing smile on someone’s face will elate you. Be inspired by teachings of almighty and not by influencers.
People know, where there is need for them to improve. But some people, instead of improving their mistakes they judge others, they bully them, they make them feel inferior just to hide their own mistakes and insecurities. And then comes the role of influencer, people watch them and without giving a second thought, that, is it necessary to forward it to someone or I should learn myself and implement in my life, they keep on forwarding their messages and videos.
Each and everyone of us is writing our own stories by living our lives. Each story is different from other. ‘Make sure you write an inspiring one’.
You might have read ‘Beauty lies in the eyes of beholder’ and that’s true. When we see anything, a beautiful painting, an artwork, someone’s face, nature’s beauty etc. The things are the same but perspective is different. Some see beauty in moon, on the other hand some see marks on it. It all depends upon our outlook.
Nature is beautiful. When we visit a park or a garden, some notice and enjoy birds, for some flowers is beauty, some feel good to see the greenery of the park. On the other hand for some they only watch people, how they are talking, what wrong they are doing and so on.
A positive thinker always enjoys the beauty of nature. Appreciate everything what he have. There is beauty in eyes which sees good in everything and anything. Rain is same for all but, some only get wet and some enjoys it.
The eyes that see beauty in everything is an optimistic soul. They enjoys life to the fullest. Their definition of beauty is different from others. Have you seen sky in the evening or early in the morning? Observe a cloud in the sky, after watching for two-three seconds you will see an art in it.
Nature is beautiful painting, painted by almighty with so many wonderful colours. The eyes which admire it are considered beautiful.
Whenever we see a new flower bloom in our garden, we feel so delighted that we have a big smile on our face. Whenever we buy a new plant for our home, just like a new member of our home we take good care of it. We water it timely, give fertilizers etc. We daily watch its growth.
Flowers are fruits which we see after caring a flowering plant. Flowers beautify our surroundings. Not only us but whoever see them feels happy.
We get and give flowers on many occasions like, birthdays, anniversaries, weddings. The receiver happiness can be seen in his eyes after receiving them. There are variety of flowers available and in many colors. Some people like rose, some sunflower, some tulips.
Fragrance and beauty of flowers is what attracts the most. Flowers are used to make perfumes, aroma oils. Gifting flowers, perfumes etc is things of past, now people are so nature loving that they gift a flowering plant to their loved ones and that’s a better or I can say the best idea.
Bouquet of Flowers will wither in one or two days, fragrance of perfume will last a day long and will finish some day. But when we gift a flowering plant to someone, that will last for years and whenever the flowers will bloom in that plant receiver will remember the giver. Not only sweet memories will be cherished but it will beautify the surrounding and help in cleansing the environment.
I am so inspired by the idea that next time on, I will buy a plant for gifting. Hope you will also do the same.
Education enlightens our path to success. Education which we get right from childhood help us to communicate with different people and help us to reach our goals.
There are a large number of people who are illiterate or less educated, that doesn’t mean they are worthless. If they have a thirst to get educated, it will only help them and the society in which they live.
An educated citizen is an asset to its country. Educated person, with their skill, dedication, knowledge and hard work can help its country’s development. He can help in making policies, laws, rules. It’s because of our education, that bloggers blog and readers read and understand. We all exchange different ideas, knowledge,skill, which empowers us. It’s unto us that how and in what ways we can take optimum advantage of our knowledge and education.
Education doesn’t mean just passing out from college or university. It’s a continuous learning process. Education makes us capable of understanding and solving different and complicated problems of not only our day to day life but future also. The communication skill which we have is just because of knowledge of a language, be it written or spoken helps us to convey our message around the globe.
There is vast ocean of knowledge. Its due to education only, that different scientists made vaccines, its their knowledge which is helping us to fight the pandemic. Doctors, teachers, Financial Experts and other professionals are an asset to the country.
Education can be attained at any age. We should not stop learning, rather we should always keep learning throughout our life.
Whenever we see this title anywhere, picture of our old buddies comes to our mind. We feel elated to remember our friends. When just remembering them makes us so happy. How about meeting them after so long?
Social media has made our lives so comfortable that we can be in touch with them 24/7. We can share our pictures, videos with them. But the joy of meeting them in person is more appealing. It’s not the number of friends which measure how friendly you are, having less but real friends is more important.
A real friend is one who stand by your side in all thick and thin situations, who don’t judges you,gives you good advice, when needed, loves you when you stop loving yourself, sometimes scolds you and show you the right path. I am lucky that I have less but real friend who always, always always stand by my side.
Let’s see what science says:
• Friendship can be a strong painkiller • Friendships keep mind sharp • Helps you cope with stress • Impacts blood pressure • Boost self-esteem • Good friend keep you from doing things which are bad for you, like drinking or smoking.
‘Friends are family which we choose for ourselves’
You might be wondering that how Life insurance is today’s topic of my blog. Because I want to share all the information with my blog readers which can be helpful to them. So, if it seems boring or irrelevant topic for you then please don’t read further. But if you are interested, then read it till end.
As I worked in an Insurance Company and is a Post Graduate in Banking and Insurance Management. May be my blog will be helpful for you.
Insurance is of two type: Life Insurance and General Insurance. Life insurance covers life and General Insurance covers home insurance,vehicle insurance and mediclaims. One more type is travel insurance. You might have received a call from some life insurance company with some attracting plan. First of all, never take life SE insurance which gives you returns, because sole purpose of life insurance is to cover life, that’s it. Go for Term plan.
If some insurance company call you with attractive returns never buy it. There are many schemes available to get higher returns like mutual funds, share market ( but it’s risky investment, with higher returns). Always, Always, Always read the term and conditions before signing the proposal form of Life insurance. Because ‘Insurance is a subject matter of solicitation’, which essentially means that insurance has to be requested or asked for, not sold. This phrase , which is found in all insurance advertisements in India, was mandated by IRDA, and it means basically that: Insurance is the product that is being sold by this advertisement.
You declare all the information on proposal form and declare that all the information mentioned is true and sign it. The insurance company has the authority to accept or in some cases rejects and some cases put loading on premium to be paid. Loading means you have to pay higher premium for your insurance.
After insurance company accepts the proposal, then you will get policy document delivered at your home. Always, Always, Always read the policy document thoroughly, it will definitely take time but it’s important. Insurance company can take back policy and give back your money if you don’t like the policy after reading all the details.
Why I am emphasising on reading the policy document is because when you will go for claim in insurance company they will ask you many questions with documents. And they are right on their hand because they have to pay lakhs of rupees. It’s our negligence and selfishness of insurance advisor that create problem at the time of claim.
Whenever you take an insurance policy always ask the insurance advisor that, what is claim settlement percentage of that insurance company? Claim settlement percentage means from 100 how many claims were being settled and paid. This percentage will tell you how efficient and true are that insurance companies employees are. If initially the proposal form is filled correctly and insurance advisor gives you right information then, that insurance companies claim settlement rate will be on higher side. Don’t blindly trust on insurance advisors. Read the document carefully.
Hope this blog will help you,next time when you take any life Insurance plan.
World of Happiness 
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